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Insurance

Helping You Get the Coverage You Deserve

Insurance | Otake MD

At Otake MD, we believe that access to elite reconstructive and surgical care should be a source of healing, not a source of stress. Navigating insurance can feel overwhelming, especially during a health journey as significant as breast reconstruction. Our dedicated team is here to act as your advocate, working directly with your insurance carrier to ensure you can receive treatment by Dr. Otake at rates that align with your specific plan.

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Our Philosophy on Coverage

Dr. Otake is committed to the principle that every patient deserves academic-caliber surgical precision. We work with all insurance carriers to facilitate your surgery. Because every patient’s insurance plan and surgical needs are unique, we do not believe in a one-size-fits-all approach to billing. Instead, we develop innovative, individualized solutions to secure your ability to undergo surgery with Dr. Otake.

Breast Reconstruction & Your Rights

For patients undergoing breast reconstruction, it is important to know your rights under the Women’s Health and Cancer Rights Act of 1998 (WHCRA). This federal law mandates that most group health plans that provide coverage for a mastectomy must also cover all stages of reconstruction, including:

  • Reconstruction of the breast on which the mastectomy was performed
  • Surgery and reconstruction of the other breast to produce a symmetrical appearance
  • Prostheses and treatment of physical complications of the mastectomy, including lymphedema

Our office is highly experienced in working within these federal protections to maximize your benefits and minimize your out-of-pocket concerns.

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What is the first step?

The first step is your consultation. Once Dr. Otake has determined the best surgical path for your unique anatomy, our insurance specialists will begin the process of verifying your benefits and communicating with your carrier.

Reach out to us at our Contact Page.

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Frequently Asked Questions

We work with all insurance companies. Our primary goal is to advocate on your behalf to secure the necessary authorizations and coverage so that you can move forward with Dr. Otake. Rather than focusing on network labels, we focus on securing a solution that works for your specific plan.

Each case is unique. We work diligently with insurance providers to reach agreements that allow patients to access Dr. Otake’s specialized expertise. We strive to ensure that your financial responsibility is predictable and fair, often working to match your plan's in-network rates wherever possible.

Beyond breast reconstruction, many procedures performed by Dr. Otake—such as trauma reconstruction and the removal of certain skin lesions or cysts—are often covered by insurance. During your consultation, we will assess your clinical needs and help determine how your coverage applies.